Many public and private organisations offer salary packaging to employees. The eligible benefits may vary from company to company, but the arrangement is always voluntary; as an employee it is your decision whether or not you choose to adopt salary packaging.

Before entering a salary packaging agreement, you should consider the short- and long-term effects on your tax status, investments and eligibility for government rebates. The benefits of salary packaging must be analysed in relation to your unique situation. In fact, to gain the greatest benefits, salary packaging should be perceived as an integral component of the overall financial planning process.

Subscribing to a holistic approach to financial planning, a Charter financial planner can help you maximise your net value through a variety of financial planning strategies.

Note: Charter financial planners have access to a wide variety of generic and specialist training. The level of training achieved by individual financial planners determines the areas of advice they can give. For more information on the specific advice areas dealt with by your financial planner, please contact them directly.