There’s no single answer to this question - it all depends upon your individual needs and circumstances.

Whilst there is a broad range of investments available, (within the scope of products/platforms that our planners can recommend) selecting the best option can be difficult.

Your choice of investments should be consistent with:

• your short, medium and long term goals;
• your current financial position; and
• the level of investment risk you’re prepared to accept.

• security - how secure will your money be?;
• liquidity - how readily accessible will your money be?;
• estimated returns - what results can you expect?;
• resistance to inflation - will your investment grow at a faster rate than inflation?;
• impact of tax - what percentage will the “taxman” get?;
• social security implications - how will it affect your eligibility?; and
• investment horizon – for how many years are you planning to invest?